The Retirement +Plus Plan

Cookie Notice

Last Revised: May 2020


This Cookie Notice describes the different types of cookies and similar technologies that may be applied on Willis Towers Watson websites that link to this Cookie Notice (the "Sites").


  1. What is a cookie?

    Cookies are small text files that a website transfers to your hard drive or device to store and sometimes collect information about your usage of websites, such as time spent on the Sites, pages visited, language preferences, and other traffic data. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize your experience while using the Sites and to recognize your computer in order to assist your use of the Sites. We also gather statistical information about use of the Sites in order to improve their design and functionality, understand how they are used and assist us with resolving questions regarding them.

    There are different types of cookies, for example:

    • Cookies transferred directly by Willis Towers Watson or the website vendor ('first party cookies') and cookies transferred on our behalf, for example by our selected advertisers and data analytics companies ('third party cookies')
    • Cookies which endure for different periods of time, including those that only last only as long as your browser is open (referred to as 'session cookies'). These are deleted automatically from your device once you close your browser. Other cookies are 'permanent cookies', meaning that they remain on your device after your browser is closed. For example, they recognize your device when you open your browser and browse the internet again.


  2. What cookies do we use?

    Below we list the different types of cookies and similar technologies that may be used on the Sites. Where we use third party cookies, we provide a link to the third party's cookie policy.

    To the extent any of the cookies listed below collect any Personal Information (which is information that identifies, relates to, describes, or is reasonably capable of being associated, linked or linkable with a particular individual or household), our Privacy Notice applies and supplements this Cookie Notice. We encourage you to review our Privacy Notice, which describes our collection, use, disclosure and processing of personal information that we collect, as well as related to our products and services.

    Strictly Necessary Cookies. Strictly necessary cookies enable you to navigate the Sites and to use their services and features. Without these necessary cookies and similar technologies, the Sites will not perform as smoothly for you as we would like them to and we may not be able to provide the Sites or certain services or features.

    Cookie Name Description or Purpose Persistent or Session 1st or 3rd Party
    __AntiXsrfToken

    This cookie is used to prevent Cross-site request forgery (often abbreviated as CSRF) attacks of the website. CSRF attacks exploit the trust that a site has in a user's browser.

    Session 1st Party
    incap_ses_

    Incapsula DDoS Protectiona and Web Application Firewall: cookie for linking HTTP requests to a certain session (AKA visit). Re-opening the browser and accessing same site are registered as different visits. This is used in order to maintain existing sessions (ie, session cookie).

    Session 1st Party
    visid_incap_

    Incapsula DDoS Protectiona and Web Application Firewall: cookie for linking certain sessions to a specific visitor (visitor representing a specific computer). In order to identify clients that have already visited Incapsula. The only cookie that is persistent for the duration of 12 months.

    Persistent 1st Party


  3. How do I manage cookies?

    You also can control the way in which cookies are used by altering your browser settings. You may refuse to accept cookies by activating the setting on your browser that allows you to reject cookies. Information about the procedure to follow in order to enable or disable cookies can be found on your Internet browser provider's website via your help screen.

    Please note that if you choose not to accept cookies, this will affect the functioning of our Sites.

    If you are using a mobile device, you can limit interest-based advertising on your device by adjusting the settings provided by your device manufacturer, such as "Limit Ad Tracking" for iOS or "Opt-out of interest-based ads" for Android.

    To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit http://www.aboutcookies.org/, http://www.allaboutcookies.org/, or http://www.youronlinechoices.eu/.


  4. Changes to our Cookie Notice

    We may change this Cookie Notice from time to time. Please take a look at the "Last Revised" legend at the top of this page to see when this Cookie Notice was last revised. If we make significant changes to this Cookie Notice, we will notify you of changes when you next visit any of our Sites. We encourage you to review this Cookie Notice whenever you return to our Sites or if you have any questions about our use of Cookies on our Sites.


  5. Contacts and comments

    If you have any questions or comments regarding this Cookie Notice, please contact us by email at privacy@willistowerswatson.com, or write to the Willis Towers Watson Privacy Team at: (i) The Willis Building, 51 Lime St, London EC3M 7DQ, United Kingdom; or (ii) 800 North Glebe Rd., Arlington, Virginia, 22203, United States.


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