Invesco Hong Kong Site

Invesco Hong Kong Limited Staff Provident Fund Scheme
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Please read the following carefully:
1.1 Use of this Website

To use this Website, you must agree to the following Terms and Conditions. You indicate your acceptance to these Terms and Conditions when you click the "I have read and agree to these Terms and Conditions" button. 

This Website is owned and operated by Towers Watson Hong Kong Limited. As a user of this Website, Towers Watson Hong Kong Limited grants  you  a nonexclusive, non-transferable, revocable, limited license to access and use this Website and its content in accordance with these Terms and Conditions, notices, disclaimers and any other Terms and Conditions or other statements contained on this Website (referred to collectively as "Terms and Conditions").  Towers Watson Hong Kong Limited may terminate this license when it determines in good faith that there are unlawful or unauthorized activities or where you have breached the Terms and Conditions of using the Website.  

1.2 Your Responsibilities

You are responsible for providing and/or procuring all e-mail addresses and all equipment, software (other than any software provided by Towers Watson Hong Kong Limited) and services necessary for you to access this Website. 

You must not disclose any login information to any other person.

You will use reasonable means to ensure the equipment and software you used to access this Website free from any virus, bug, trojan, intrusion or any other contamination that may be conveyed to this Website.

The Website is for personal use only and not for commercial exploitation. You may use this site for your own personal use only. You may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from the Website. Nor may you use any network monitoring or discovery software to determine the site architecture, or extract information about usage or users. You may not use any robot, spider, or other automatic or manual device or process to monitor or copy the Website without Towers Watson Hong Kong Limited's prior written permission. You may not print, download, copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of the Website (save and except information or material relating to you), except to the extent permitted above. Any unauthorized use of the Website or its content (save and except information or material relating to you) is prohibited.

1.3 Personal Identification Number (PIN)

You will be required to obtain a PIN in order to use some or all aspects of this Website.  In order to obtain a PIN you must supply your own valid e-mail address.

You understand and agree that you shall be responsible for maintaining the confidentiality of your PIN. You agree that you will promptly inform Towers Watson Hong Kong Limited to change your PIN in the event that you become aware of any breach of the confidentiality of your PIN.

You must not disclose your PIN to any other person.

You must not authorize any other person to access this Website using your PIN.

You are entirely responsible for any and all authorized and unauthorized use of your PIN. Towers Watson Hong Kong Limited accepts no responsibility for the use of your PIN by you or any other person.

1.4 Copyright

All content of this Website (save and except information or material relating to you), unless otherwise indicated, is protected by intellectual property right laws including, but not limited to, copyright, trade secret, and trademark law, as well as other applicable international laws and regulations. Except as expressly provided in these Terms and Conditions, Towers Watson Hong Kong Limited does not grant any express or implied rights to you under any patent, copyright, trademark, or trade secret information. Accordingly, any unauthorized use of this Website or its content (save and except information or material relating to you) may violate copyright laws, trademark laws, trade secret laws, or laws relating to privacy and publicity. Except where necessary for viewing the Website on your browser, or as permitted under the Copyright Law or other applicable laws or these Terms and Conditions, no content of or information on this Website may be disclosed, reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the prior, specific written consent of Towers Watson Hong Kong Limited.

1.5 Termination

Towers Watson Hong Kong Limited may terminate your access to or use of this Website when it determines in good faith that there are unlawful or unauthorized activities or where you have breached the Terms and Conditions of using the Website.
 
1.6 Representations and warranties about this Website

Towers Watson Hong Kong Limited does not warrant that the Website will be uninterrupted, free from computer viruses, trojans, bugs, vulnerabilities or errors, and makes no representation or warranty as to the results to be obtained from use of the Website. However Towers Watson Hong Kong Limited will use the latest commercially reasonable and available anti-virus software to prevent computer virus and use its best endeavors to ensure the Website will operate normally.

This Website may contain links to websites or resources located on servers maintained by others over whom Towers Watson Hong Kong Limited has no control. Towers Watson Hong Kong Limited makes no representation as to, and accepts no liability for, the accuracy or any other aspects of the information contained on such servers or with respect to any other matter relating to or arising in connection with access to such resources or servers.

This Website is provided on an "As Is" and "As Available" basis, and Towers Watson Hong Kong Limited expressly disclaims all conditions, warranties and representations expressed or implied by statute, common law or otherwise including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement of information set out in links to other websites or resources located on servers maintained by others over whom Towers Watson Hong Kong Limited has no control, compatibility, and accuracy.

Access to or use of this Website is at your own risk. Neither Towers Watson Hong Kong Limited nor any of its affiliates or employees will be liable for any direct, indirect, incidental, consequential, special or punitive damages, or any other damages whatsoever, whether in an action of contract, statute, tort, or otherwise, relating to the access to or use of or inability to use this Website save and except where such damages arise from the fraud, gross negligence or willful misconduct of Towers Watson Hong Kong Limited, its affiliates or employees.
 
Nothing in these Terms and Conditions shall operate to exclude or restrict Towers Watson Hong Kong Limited's liability for death or personal injury resulting from negligence, fraud, willful misconduct or where such exclusion or restriction would not be permitted by law. 

The content and any information available on or through this website is for information purposes only.  Towers Watson Hong Kong Limited does not hold itself out as providing any actuarial, accounting, consulting, investment, legal, tax or any other type of professional advice.  In particular, you acknowledge that we rely on the accuracy and completeness of prices and other information provided to us by third parties including fund managers. The accuracy, completeness, adequacy or currency of the content of and any information available on or through this Website is not warranted or guaranteed, save and except where such inaccuracy, incompleteness, inadequacy or non-currency is caused by any action or omission of Towers Watson Hong Kong Limited. In any event the liability of Towers Watson Hong Kong Limited arising from and in respect of any inaccurate, incomplete, inadequate and non-current of content or information shall be limited to take reasonable steps to rectify such content or information within a reasonable time upon its knowledge of such inaccuracy, incompleteness, inadequacy or non-currency. 

Whilst Towers Watson Hong Kong Limited will use its reasonable efforts to ensure that all transactions initiated by you via this Website are processed as soon as possible, Towers Watson Hong Kong Limited shall have no liability to you in the event of any loss being suffered due to processing delays unless such loss is caused by the fraud, gross negligence or willful misconduct of Towers Watson Hong Kong Limited.

Towers Watson Hong Kong Limited will not be liable to you if and to the extent that any losses, damages, cost or expenses suffered by you are due to the provision of false, inaccurate, misleading or incomplete information or documentation by you or any third party or due to the incorrect use of the Website by you or your failure to correctly input any data and/or information in connection with the Website. 
 
1.7 Amendments to the Terms and Conditions
 
By posting revised versions of these Terms and Conditions on this Website or otherwise providing notice to you, Towers Watson Hong Kong Limited thereby modifies these Terms and Conditions and may discontinue or revise any or all other aspects related to this Website at any time in its discretion, All such changes become effective on the posting of the revised Terms and Conditions on this Website and accepted by you by way of active click through. Each revised Terms and Conditions governs your future access to or use of this Website. Each posted version of these Terms and Conditions supersedes any prior posted version, paper or other media-based copies of these Terms and Conditions that may have been included in any software or related materials provided by Towers Watson Hong Kong Limited.

1.8 No financial or investment advice

The material set out in this Website is made available in good faith and has been derived by sources believed to be accurate as of the time of compilation.

The material provides general information and is not designed for the purpose of providing financial or investment advice. The information does not take into account your individual circumstances. As such, Towers Watson Hong Kong Limited recommends that you obtain investment or other independent advice before making any investment decision based on your use of this Website.

1.9 No offer, invitation or recommendation to invest

The information contained in this Website does not constitute an offer, invitation or recommendation to invest in the Invesco Hong Kong Limited Staff Provident Fund Scheme ("the Scheme"). 

1.10 Unlawful Activity

Towers Watson Hong Kong Limited reserves the right to investigate complaints or reported violations of these Terms and Condition and to take any action we deem appropriate. 

1.11 Remedies for Violations
 
Towers Watson Hong Kong Limited reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including but not limited to the right to block access from a particular Internet address to the Website and its features.

1.12 Linking

If you wish to link to this Website, please e-mail us at Invesco.Pfund@willistowerswatson.com.

1.13 Privacy Policy

Your use of the Website is subject to Towers Watson Hong Kong Limited's Privacy Policy which is available on Towers Watson Hong Kong Limited's website [http://www.towerswatson.com/about/privacy].

1.14 Miscellaneous

(a) The information contained on this Website is current as of the indicated date of publication.

(b) These Terms and Conditions are posted on 20 December 2012.

(c) References to currency, if any, are in Hong Kong dollars. 

(d) These Terms and Conditions and this Website are governed by the laws of Hong Kong SAR and the venue for any dispute relating in any manner to this Website will be a court of competent jurisdiction in the Hong Kong SAR.

(e) If any provision of these Terms and Conditions is held to be invalid, illegal or unenforceable, it will not affect the validity, legality and enforceability of any of the remaining provisions.

(f) These Terms and Conditions constitutes the entire agreement between you and Towers Watson Hong Kong Limited with respect to the subject matter hereof, and supersedes all prior or contemporaneous agreements, understandings and discussions with respect to such subject matter.